Douglas Haines

“A comprehensive, practical and very useful book. It both explains personal finance topics AND provides an action plan for what to do, the latter is something I love. The step by step approach to improving one’s finances is a refreshing alternative to the (unrealistic) “get rich quick” approach that many finance books endorse. I haven’t implemented all the steps yet but the ones i have at the very least have made me understand my own financial situation better and in many cases I have already seen small improvements in my finances which I am confident will increment with time. I would recommend this book to anyone seeking an achievable way to improving their personal finances.”